Last Updated: January 28, 2026
These Terms of Use ("Terms") govern your access to and use of the BudgetPad expense tracking application ("App"), provided by the developer ("we," "us," or "our"). By downloading, installing, or using the App, you acknowledge that you have read, understood, and agree to be bound by these Terms.
If you do not agree to these Terms, you must not access or use the App. You must be at least 18 years old or have reached the age of majority in your jurisdiction to use this App.
For the purposes of these Terms:
Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to download, install, and use the App on Devices that you own or control, solely for your personal, non-commercial use.
You agree not to, and will not permit others to:
This license is granted in accordance with Apple's Licensed Application End User License Agreement (EULA). In the event of any conflict between these Terms and Apple's EULA, Apple's EULA shall prevail.
The App and all of its original content, features, functionality, and underlying technology are and will remain the exclusive property of the developer and its licensors. The App is protected by copyright, trademark, and other intellectual property laws of the United States and foreign countries.
Our trademarks, service marks, and logos used and displayed in the App are our registered and unregistered trademarks. Nothing in these Terms grants you any right to use our trademarks, service marks, logos, or any other brand features.
The App allows you to create, store, and manage financial data, including budgets, transactions, tags, categories, budget periods, currency settings, and related information ("Your Data"). You retain all rights to Your Data.
By default, Your Data is stored locally on your Device. If you choose to enable iCloud sync (a premium feature), Your Data will be synchronized across your Devices using Apple's iCloud service.
If you enable iCloud sync:
You are solely responsible for:
By using the App, you grant us a limited license to process Your Data solely for the purpose of providing the Services to you and as described in our Privacy Policy. We will not access, use, or share Your Data except as necessary to provide the Services or as required by law. When using iCloud sync, your data is processed and stored by Apple in accordance with Apple's terms and policies.
You may export Your Data at any time using the export functionality provided in the App. You may also delete Your Data at any time by deleting it from within the App. If you have enabled iCloud sync, deleting data on one device will delete it from all your synced devices. Uninstalling the App will remove local data from your Device, but data stored in iCloud will remain in your iCloud account until you manually delete it.
You agree to use the App only for lawful purposes and in accordance with these Terms. You agree not to use the App:
Any purchases made through the App are processed by Apple through the App Store. All payment-related matters, including but not limited to pricing, payment methods, billing, refunds, and cancellations, are governed by Apple's Terms and Conditions and policies.
If the App offers subscription-based features:
We reserve the right to modify subscription prices at any time. Price changes will take effect at the start of the next subscription period following notice to you.
We reserve the right to modify, suspend, or discontinue any features or functionality at any time without notice or liability.
We may from time to time provide updates, modifications, or new versions of the App. These updates may be provided automatically or may require action on your part. You acknowledge that you may be required to install updates to continue using the App, and you agree to promptly install any updates we provide.
We reserve the right to modify these Terms at any time. We will notify you of any material changes by updating the "Last Updated" date at the top of these Terms. Your continued use of the App after any such changes constitutes your acceptance of the new Terms.
The App may contain links to third-party websites or services that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.
You acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such third-party websites or services.
IMPORTANT: PLEASE READ THIS SECTION CAREFULLY. IT LIMITS OUR LIABILITY TO YOU.
THE APP IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITH ALL FAULTS AND DEFECTS WITHOUT WARRANTY OF ANY KIND. TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAW, WE EXPRESSLY DISCLAIM ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, WITH RESPECT TO THE APP, INCLUDING ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
We do not warrant that the App will be uninterrupted, error-free, secure, or free of viruses or other harmful components. We do not warrant the accuracy, completeness, or reliability of any content or data provided through the App.
The App is designed as a personal expense tracking tool. It is not intended to provide financial, tax, accounting, or legal advice. You should consult with appropriate professionals regarding your specific circumstances. We are not responsible for any financial decisions you make based on data tracked in the App.
While we strive to maintain the integrity of Your Data, we do not guarantee that Your Data will be maintained, preserved, or accessible at all times. You are solely responsible for maintaining backups of Your Data.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL WE BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR USE, WHETHER IN AN ACTION IN CONTRACT, TORT (INCLUDING NEGLIGENCE), OR OTHERWISE, ARISING OUT OF OR IN ANY WAY CONNECTED WITH YOUR USE OF OR INABILITY TO USE THE APP, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
In jurisdictions that do not allow the exclusion or limitation of liability for consequential or incidental damages, our liability shall be limited to the maximum extent permitted by law.
To the extent permitted by applicable law, our total liability to you for all claims arising out of or relating to these Terms or your use of the App shall not exceed the greater of (a) the amount you have paid to us for the App in the twelve (12) months preceding the event giving rise to the liability, or (b) fifty US dollars ($50.00).
The limitations set forth in this section shall apply even if your remedies under these Terms fail of their essential purpose.
You agree to defend, indemnify, and hold harmless us, our affiliates, licensors, and service providers, and our and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:
The App may be subject to export control laws and regulations. You agree to comply with all applicable export and re-export control laws and regulations, including the Export Administration Regulations maintained by the U.S. Department of Commerce. You represent and warrant that you are not located in any country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a "terrorist supporting" country, and that you are not listed on any U.S. Government list of prohibited or restricted parties.
You may terminate your use of the App at any time by uninstalling the App from all your Devices and ceasing all use of the App.
We may terminate or suspend your access to the App immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use the App will immediately cease.
Upon termination, all licenses and rights granted to you in these Terms will immediately terminate. Sections of these Terms that by their nature should survive termination shall survive, including but not limited to intellectual property provisions, warranty disclaimers, indemnity, and limitations of liability.
These terms apply to your use of the App if obtained from the Apple App Store:
You acknowledge that these Terms are concluded between you and us only, and not with Apple, and we, not Apple, are solely responsible for the App and its content.
The license granted to you is limited to a non-transferable license to use the App on any Apple-branded products that you own or control and as permitted by the Usage Rules set forth in the Apple Media Services Terms and Conditions.
We are solely responsible for providing any maintenance and support services with respect to the App. Apple has no obligation whatsoever to furnish any maintenance and support services with respect to the App.
We are solely responsible for any product warranties, whether express or implied by law, to the extent not effectively disclaimed. In the event of any failure of the App to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price for the App (if any) to you. To the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the App.
We, not Apple, are responsible for addressing any claims by you or any third party relating to the App or your possession and use of the App, including, but not limited to:
In the event of any third-party claim that the App or your possession and use of the App infringes that third party's intellectual property rights, we, not Apple, will be solely responsible for the investigation, defense, settlement, and discharge of any such intellectual property infringement claim.
You represent and warrant that:
If you choose to use the App's iCloud sync feature, you acknowledge and agree that:
You acknowledge and agree that Apple, and Apple's subsidiaries, are third-party beneficiaries of these Terms, and that, upon your acceptance of these Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary thereof.
Any questions, complaints, or claims with respect to the App should be directed to us at the contact information provided at the end of these Terms, not to Apple.
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which the developer resides, without regard to its conflict of law provisions.
In the event of any dispute, controversy, or claim arising out of or relating to these Terms or your use of the App, you agree to first attempt to resolve the dispute informally by contacting us. If a dispute is not resolved within sixty (60) days of submission, you and we agree to resolve any remaining dispute through binding arbitration or in small claims court.
Notwithstanding the foregoing, we may seek injunctive or other equitable relief to protect our intellectual property rights in any court of competent jurisdiction.
If you are a consumer based in the European Union or United Kingdom, you benefit from any mandatory provisions of the law of the country in which you are resident, and nothing in these Terms affects your rights as a consumer to rely on such mandatory provisions.
If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.
No waiver by us of any term or condition set forth in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure to assert a right or provision under these Terms shall not constitute a waiver of such right or provision.
These Terms, together with our Privacy Policy and any other legal notices or agreements published by us in the App, constitute the entire agreement between you and us regarding your use of the App and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the App.
We may assign or transfer these Terms, in whole or in part, at any time with or without notice to you. You may not assign or transfer any of your rights or obligations under these Terms without our prior written consent.
If you have any questions, concerns, or complaints regarding these Terms or the App, please contact us at:
Email: appsupp23@gmail.com
Website: budgetpad.app
We will make reasonable efforts to respond to your inquiry within a reasonable timeframe.